Contact Us

Carolyn R. Ward, GRI, CDRS, SRES, e-PRO, Associate Broker

cell: 505.331.9049 Office: 505.856.6035

Luxury Home Buying and Selling
- What Are The Current Mortgage Lender Requirements?
  As you may have heard, mortgage lenders have pretty tough underwriting requirements right now. It’s a little about amounts and a little about procedures. Amounts In general, down payments range from 3.5% for an FHA insured loan to 10% to 15% down for some conventional loans and 20% down for [...]
- Chocolate Properties is Hiring!
  BIG EXCITING ANNNOUCEMENT! Chocolate Properties is expanding. We are looking for a few good Realtors with at least three years experience, or who have completed at least 30 transactions, who value excellence of service above just making the sale, and are seeking a collaborative and supportive environment. We have LOTS to offer: [...]
Investor "Revealing" Information
- Tips on Funding Retirement with Real Estate Investments
  It is rare to see any advice about building a retirement fund from real estate investments. Yet, many of us heard from our parents that real estate was a good investment because it was tangible, durable, and provided income in your old age. Some of us grew up in families [...]